Privacy Policy of Funded Finance Solutions
1. Commitment to Privacy:
Funded Finance Solutions, holder of Australian Credit Licensee ACL 511803, is dedicated to safeguarding your personal information’s privacy.
2. Policy Overview:
We explain herein how your personal information is collected, stored, used, and disclosed, aligning with privacy laws.
3. References:
“Us”, “we”, “our” refer to Funded Finance Solutions.
4. Legal Compliance:
Adhering to the Privacy Act 1988 (Cth), we’re obligated to protect your personal, credit, and credit eligibility information.
5. Definition of Personal Information:
This encompasses data that identifies individuals, including but not limited to, names, addresses, financial and employment details.
6. Sensitive Information Handling:
We handle sensitive health information with utmost confidentiality, collected under special circumstances like financial hardship due to illness.
7. Credit-Related Information:
We gather information from credit reporting bodies to assess creditworthiness, including your credit history and likelihood of meeting credit commitments.
8. Why Collect Information:
Information collection is vital for product provision, service improvement, legal compliance, and offering relevant products and services.
9. Collection Methods:
Data is collected directly, through appointed representatives, or third parties, using forms, communications, or transactions.
10. Storage Solutions:
Your information is securely stored through various means including electronic systems, paper files, and off-site document retention services.
11. Security Measures:
We implement security practices like access restriction, physical and electronic security, and data destruction to protect your information.
12. Third-Party Information Sharing:
Information is shared with organizations essential for account management, legal compliance, and service provision.
13. International Data Transfer:
Your information might be transferred overseas for transaction processing or shared with entities in countries like India, Singapore, and the USA.
14. CRB Interaction:
We exchange credit-related information with Credit Reporting Bodies (CRBs) to assist in credit assessment and marketing.
15. Marketing Communication:
You’ll receive information about our and partners’ products and services, with an option to opt-out.
16. Access and Correction:
You may access or correct your information by contacting us, though some restrictions may apply.
17. Privacy Policy Updates:
We may revise this policy periodically, with updates available on our website.
18. Anonymous Dealing:
There are circumstances where you can interact with us anonymously or using pseudonyms.
19. Complaint Handling:
Complaints are addressed through our internal and external dispute resolution processes, and you may escalate unresolved issues to AFCA or OAIC.
20. Contact Us:
For privacy concerns or inquiries, contact our Compliance Manager at (dan@fundedfinancesolutions.com.au).