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Got a car loan? Let’s make sure you’re not paying too much

A quick loan health check can uncover savings, better structures, and fewer headaches.
It costs nothing to review.

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Home » Rate Correction

We Listen & We Don’t Judge.

We all know the dealer is out to make as much money as possible. It’s their job … right?

Some are REALLY good at it

The pressure and high emotion of being in a showroom gets the better of people all the time

Speaking to me first is always going to save you this stress BUT if we haven’t met yet, it doesn’t matter if you’re 2 days, 2 months, or 2 years into your loan

A consumer car loan rate correction with Funded can mean…

  • Less interest over the life of the loan
  • A cleaner, more suitable structure
  • Consolidation of other debt like credit cards and personal loans
  • Confidence that you’re not being taken for a ride
Check My Loan

Happy Customers

How a Rate Correction Works

  • Send through your current loan details
    We only need the basics — no impact to your credit file

  • We compare across 30+ lenders
    Wholesale options, updated policies, and structures that suit your profile

  • We outline your savings (if any)
    Simple, factual, no pressure

  • You decide what happens next
    We’re here to help, not push

No cost. No obligation. No judgement.

Check My Loan

Why People Review Their Loan

  • You rushed the original purchase

  • Dealer finance wasn’t as sharp as promised

  • Household budget has changed

  • You’re paying more than friends with similar profiles

  • You simply want to make sure you’re not leaving money on the table

*My current record is $9,500 saved for one client — let’s see if we can beat it.

Trust & Transparency

  • Neutral, independent comparison

  • Review has no impact on your credit score

  • You control the next step

  • You’ll know the numbers before making a decision

Check My Loan

Frequently Asked Questions

Will this affect my credit score?
No. Reviewing your current loan and running comparisons does not affect your credit file
A credit check only occurs if you choose to proceed with a restructure or refinance

Does it cost anything?
No. A review is free — you only proceed if the savings stack up

What documents do I need?
Usually your current loan statement or contract. If extra details are required, we’ll let you know

What if I’m already locked into a fixed rate?
We’ll check your payout and compare options. If the numbers don’t work in your favour, we’ll simply tell you

Happy Customers

Ready to check your loan?

It takes 60 seconds to get started.

See If I Can Save