Got a car loan? Let’s make sure you’re not paying too much
A quick loan health check can uncover savings, better structures, and fewer headaches.
It costs nothing to review.
We Listen & We Don’t Judge.
We all know the dealer is out to make as much money as possible. It’s their job … right?
Some are REALLY good at it.
The pressure and high emotion of being in a showroom gets the better of people all the time.
Speaking to me first is always going to save you this stress BUT if we haven’t met yet, it doesn’t matter if you’re 2 days, 2 months, or 2 years into your loan.
A consumer car loan rate correction with Funded can mean…
- Less interest over the life of the loan
- A cleaner, more suitable structure
- Consolidation of other debt like credit cards and personal loans
- Confidence that you’re not being taken for a ride
Our Customers Love Us
How a Rate Correction Works
Send through your current loan details
We only need the basics — no impact to your credit file.We compare across 30+ lenders
Wholesale options, updated policies, and structures that suit your profile.We outline your savings (if any)
Simple, factual, no pressure.You decide what happens next
We’re here to help, not push.
No cost. No obligation. No judgement.
Why People Review Their Loan
You rushed the original purchase
Dealer finance wasn’t as sharp as promised
Household budget has changed
You’re paying more than friends with similar profiles
You simply want to make sure you’re not leaving money on the table
*My current record is $9,500 saved for one client — let’s see if we can beat it.
Trust & Transparency
Neutral, independent comparison
Review has no impact on your credit score
You control the next step
You’ll know the numbers before making a decision
Frequently Asked Questions
Will this affect my credit score?
No. Reviewing your current loan and running comparisons does not affect your credit file. A credit check only occurs if you choose to proceed with a restructure or refinance.
Does it cost anything?
No. A review is free — you only proceed if the savings stack up.
What documents do I need?
Usually your current loan statement or contract. If extra details are required, we’ll let you know.
What if I’m already locked into a fixed rate?
We’ll check your payout and compare options. If the numbers don’t work in your favour, we’ll simply tell you.
Get in touch now and let’s start the conversation!
Our Customers Love Us
It takes 60 seconds to get started.