It’s ok to ask for help when you do something for the first time

After all, they don’t teach life skills like finance at school Funded will show you the RIGHT way to apply for your first loan while protecting your credit score

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Home » First Time Lend
Here are the top 3 mistakes I see all the time:

  1. Applying to the wrong lender — boom, decline, credit score shredded
  2. Getting eaten alive by dodgy loan sharks
  3. Overcommitting, becoming a slave to a car payment and ruining future loan chances

I’ve been there. Made the mistakes. Paid for it. I’ve also helped countless young people secure the RIGHT loan, the FIRST time, while empowering them with knowledge along the way

If you’re new to finance — or a parent wanting the right guidance for your kid — this is something I am VERY passionate about

Happy Customers

What Happens When You Apply With Funded

Zero confusion. Zero pressure. Clear steps you can actually understand

1. I learn what you’re trying to do
Just the basics: your budget, income, the type of asset, and how soon you want to buy

2. I match you to the right lender
Not the “maybe they’ll say yes” lender
The right lender for your age, income, credit history and goals – the one most likely to approve you at a fair rate

3. I explain your options in plain English
No jargon. No sales spiel
Just: Here’s what’s possible, here’s what it costs, here’s what we recommend

4. You choose what happens next
You can move forward, pause, or walk away
You’re in control from start to finish

For Parents: Helping Your Teen Make the Right First Financial Decision

Most young drivers aren’t taught how finance works – and one bad loan early on can follow them for years

That’s why parents come to me

I guide young borrowers safely through the process, help them avoid predatory lenders, and make sure their first experience with credit sets them up for future success

 

  • You get transparency
  • Your teen gets confidence
  • Everyone sleeps better

Why First-Time Borrowers Choose Funded

Personal guidance
You work directly with me who explains everything

Smarter lender selection
Your application isn’t thrown at random lenders
I choose based on policy, income requirements, credit behaviour and age bracket

Protecting your credit score
I keep unnecessary enquiries off your file and only lodge when I know you’re ready

Support even after settlement
Got questions later? Need insurance guidance? Thinking about refinancing?
I stay in your corner

What You’ll Know Before You Say Yes

Your repayment
Weekly, fortnightly or monthly – with no guesswork

Your rate
Clear, upfront, and based on your actual profile

Your total loan cost
No hidden fees or last-minute surprises

Your likelihood of approval
So you never apply blind

Happy Customers

It takes 60 seconds to get started.